Waiting periods: Your cover will start immediately without any waiting period if you have held private health insurance within the past 13 weeks and the level of cover on your previous policy was higher or of the same level as your new policy. If you are new to private health insurance or if you previously held a lower level of cover for private health insurance, the full benefits of your policy may become available to you after a short time. Find out more.

Disclaimer: Please note, a credit charge applies if paying by instalments. Full cover for screening is at our approved centres. Please refer to the scheme Rules and Table of Benefits of your chosen scheme for further details. And for further information on all our schemes, benefits and offers you can contact us on our details above.

* Lifetime Community Rating: From the age of 35, you could pay an extra 2% on premiums for every year you go without private hospital insurance. Learn more about Lifetime Community Rating.